Topic: LTI
Hanley Economic
Hanley Economic removes fixed LTI caps in criteria overhaul
The Mortgage Lender
TML and Bluestone increase loan-to-income ratio to 5.5x
First-time Buyer
Lloyds reduces minimum income requirement for FTB Boost range
Teachers BS
Teachers BS launches 7x income mortgage range
Hodge Bank
Hodge cuts mortgage rates and enhances LTI criteria
Aldermore
Aldermore renews residential focus with new products and improved LTIs
HSBC
HSBC launches 6.5x income mortgage range
Blogs
Grant Hendry: Why brokers must look beyond the standard remortgage income cap
Nationwide
Nationwide grows Helping Hand use by 53% since 6x LTI uplift
Blogs
Nathan Reilly: Higher income multiples offer renters a way out – advisers must rise to the moment
Mortgages
Affordability changes open up extra 51,000 homes to first-time buyers
Tipton & Coseley
The Tipton launches 6.5x income mortgages
HSBC
HSBC introduces 5.5x LTI for first-time buyers
Vida
Vida enhances mortgage range with 7x LTIs and new 95% LTV product
Nationwide
Nationwide increases remortgage borrowing by up to £33,000
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Budget
Budget: Government introduces mansion tax on high-value homes
Budget
Budget: Government introduces £2,000 salary sacrifice cap
Lifetime Isa
Budget: Lifetime ISA to be scrapped in favour of new first-time buyer ISA
Budget
Budget: Property income tax to rise by 2%
FCA
Firms required to report complaints involving vulnerable customers under simplified FCA rules
Santander
Santander joins mortgage price war with new rates from 3.51%
